Chairperson's Message

Dear Members and Well-Wishers,

I am privileged to serve as Chairperson of Shraddha Multistate Credit Co-Operative Society Ltd. With eight years of experience across finance and banking, I have seen how timely credit and disciplined savings can transform a household, a shop, and a woman’s dream into lasting dignity.

Our vision is clear: grow every woman entrepreneur in our area of operation — with accessible loans, transparent deposits, and guidance that treats her as a partner, not a file number. When women thrive, families thrive; when families thrive, communities rise.

We want women who run kirana stores, beauty parlours, tailoring units, agri-allied enterprises and home-based businesses to find a Society that understands their cash cycles, celebrates their courage, and stands beside them through every season of growth.

We are equally committed to members who trust us with their savings. Shraddha Multistate aims to deliver competitive, honest returns on investment while protecting member funds through prudent governance under the Multi-State Co-operative Societies Act, 2002 and the oversight of the Central Registrar of Cooperative Societies (CRCS), Ministry of Cooperation, Government of India.

Digital convenience will never replace human warmth at our counters. Technology should shorten queues and paperwork — not the relationship. Every branch must feel like a place where the Shraddha family gathers with pride.

Together we are building that family — rooted in self-help and mutual aid, modern in digital service, and warm in every branch interaction. Thank you for your faith. Let us grow — responsibly, inclusively, and proudly — as one co-operative.