Loan Products
Home Loan
Purchase, construct or renovate your home with long-tenure loans structured around comfortable EMIs and member-first service.
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Own your dream home with confidence
Details below apply only to this product. Compare others from the loan products list if you need a different option.
Interest Rate
9.75% – 15.00% p.a.
Loan Amount
Up to ₹1,00,00,000
Tenure
Up to 20 years
Why choose this loan
- Financing for purchase, construction and renovation
- Long tenure for comfortable EMIs
- Balance transfer options for existing home loans
- Assistance with property and legal documentation
Eligibility
- Age between 21 and 60 years at loan maturity
- Stable income source (salaried or self-employed)
- Clear title on the property being financed
- Satisfactory credit history
Documents Required
- KYC and income proof
- Property title documents and approved plan
- Last 6 months' bank statements
- Latest ITR / Form 16 (as applicable)
Frequently Asked Questions
*Rates, limits and tenure on this page are for Home Loan only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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