Legal
Disclaimer
Last updated: 1 January 2026
Indicative Information Only
Interest rates, EMI/FD/RD calculator results, eligibility criteria and loan/deposit limits shown on this website are indicative estimates for general planning purposes only, and do not constitute a loan sanction, deposit confirmation or binding offer of any kind.
Actual rates, terms and eligibility are determined by the Society's current rate circular and internal credit/deposit policy, and are subject to change without prior notice.
Regulatory status (CRCS / MSCS Act, 2002)
Shraddha Multistate Credit Co-Operative Society Ltd. operates as a multi-state credit co-operative society under the Multi-State Co-operative Societies Act, 2002, with oversight by the Central Registrar of Cooperative Societies (CRCS), Ministry of Cooperation, Government of India. It is not a commercial bank under the Banking Regulation Act.
For a detailed summary of CRCS / MSCS provisions relevant to members, see our CRCS Compliance page. Official source: https://crcs.gov.in/.
No Financial Advice
Content on this website is provided for informational purposes and should not be construed as financial, legal or tax advice. Please consult your branch relationship manager or a qualified advisor before making financial decisions.
Third-Party Links
This website may contain links to third-party websites (e.g., maps, social media). The Society is not responsible for the content, accuracy or privacy practices of any linked external website.
Illustrative Content
Certain names, figures, testimonials and imagery used on this website (including in the Gallery, News and Careers sections) may be illustrative/placeholder content pending final production content, and do not represent actual individuals or events unless explicitly stated.
This page provides general information for members and is not exhaustive. For the complete, legally binding policy, please refer to the documentation available at your branch or contact our support team.
