Loan Products
Personal Loan
Whether it's a wedding, medical need, travel or a home upgrade, get quick access to unsecured funds with minimal paperwork and fast disbursal.
You are viewing: Personal Loan
Quick, unsecured funds for life's moments
Details below apply only to this product. Compare others from the loan products list if you need a different option.
Interest Rate
11.50% – 15.00% p.a.
Loan Amount
₹25,000 – ₹15,00,000
Tenure
12 – 60 months
Why choose this loan
- No collateral or guarantor required
- Disbursal within 48–72 hours of approval
- Flexible tenure up to 5 years
- Nil to minimal prepayment charges for members
Eligibility
- Age between 21 and 58 years
- Active member of the Society for at least 3 months
- Minimum stable monthly income as per branch norms
- Satisfactory repayment track record on any existing loans
Documents Required
- Society membership / KYC documents
- PAN Card and Aadhaar Card
- Latest 3 months' salary slips or income proof
- Last 6 months' bank statement
- Passport-size photographs
Frequently Asked Questions
*Rates, limits and tenure on this page are for Personal Loan only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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