Privacy Policy

We collect information you provide directly, such as your name, contact details, identity/address proof, financial information and any details submitted through our loan or deposit application forms, inquiry forms, or member portal.

We may also automatically collect limited technical information (such as device type, browser and IP address) when you visit our website, for security and analytics purposes.

Your information is used to process membership, loan and deposit applications, verify your identity (KYC), communicate with you about your accounts and applications, and improve our products and services.

We do not sell your personal information to third parties. Information may be shared with regulators, credit bureaus, or service providers strictly as required to deliver our services and comply with applicable law.

We employ reasonable administrative, technical and physical safeguards to protect your information against unauthorised access, alteration or disclosure.

You may request access to, correction of, or deletion of your personal information (subject to regulatory record-keeping requirements) by contacting your branch or writing to us at shraddhamultistate@gmail.com.

Our website may use cookies to remember your preferences and improve your browsing experience. You can control cookie settings through your browser.

We may update this Privacy Policy from time to time. Material changes will be notified through our website or member communications.