Best for everyday needs
Quick, unsecured funds for life's moments
Fast disbursal | Flexible tenure | Minimal paperwork
Shraddha Multistate
Credit Co-Operative Society Ltd. · Products for every life stage
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Personal loan · Start now
Own your moment.
We’ll fund the rest.
Young members get fast personal loans with flexible EMIs — turn excitement into action today.
Senior-friendly deposits
Grow together.
Retire with dignity.
Trusted fixed deposits for older couples — steady returns, transparent rates, branch care you can feel.
Future planning
Plan their tomorrow.
Secure it today.
Home goals, education & family milestones — plan with Shraddha loans and disciplined deposits.
Gold loan · Instant liquidity
Unlock gold.
Keep your pride.
Quick gold loans when opportunity calls — fair valuation, member-first processing, flexible tenure.
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Society celebration deal
24:00:00
leftFixed Deposite @11% ROI
On opening fixed deposit get @11% ROI for senior citizen and Societies
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Disbursed
Choose your loan
Indicative EMI for planning — final rates at branch as per society circular.
Loan amount₹5,00,000
₹50,000₹50 Lakh
Duration
Member favourites
Our best selling products
Loans for life's milestones and deposits that grow with your discipline — designed for Shraddha members.
Best for MSMEs
Working capital fuel for growing MSMEs
Working capital | Collateral options | Branch support
Best for quick liquidity
Instant liquidity against your gold jewellery
Against gold | Transparent valuation | Easy renewal
Best for your dream home
Own your dream home with confidence
Long tenure | Competitive rates | Doorstep assistance
Best against property
Unlock funds against your property
Higher ticket | Multi-purpose | Member benefits
Best for mobility
Drive home your car or two-wheeler sooner
Cars & two-wheelers | Quick sanction | Easy EMI
Fixed deposit
Grow savings with member-first FDs
Park surplus funds in Shraddha Fixed Deposits — flexible tenures, transparent returns, and branch support when you need it.
FD
Why Shraddha Multistate
Why members choose us
Secure & Compliant
Governed under the Multi-State Co-operative Societies Act with robust audit controls.
Fast Approvals
Digitally streamlined lead-to-disbursal process gets you decisions faster.
Wide Branch Network
Doorstep service through our growing network of local branches.
Dedicated Support
A relationship manager assigned to every member for personalised guidance.
Testimonials
What our members say
Real voices from the Shraddha family — approved member and employee reviews.
“🌟🌟🌟🌟🌟 Highly Recommended! 💙 Shraddha Multistate Credit Co-Operative Society Ltd. – "Your Trust, Our Commitment." 🤝 I had a wonderful experience with Shraddha Multistate. The staff is polite, transparent, and always ready to help. 😊 Their investment plans are designed with customer needs in mind, offering secure investments, attractive returns, and reliable service. 💰📈 ✨ "Invest with Confidence, Grow with Trust." ✨”
Rahul Jain
employee review
“Well staff explain geniune product and give me proper information . Good vibes in bank i perosnl recommend for shraddha multistate”
Vinay Ji
customer review
Ready to get started?
Speak with a relationship manager and pick the right loan or deposit for your goal.