Loan Products
Business Loan
Bridge working capital gaps, purchase inventory or expand operations with business loans tailored for small and medium enterprises.
You are viewing: Business Loan
Working capital fuel for growing MSMEs
Details below apply only to this product. Compare others from the loan products list if you need a different option.
Interest Rate
12.00% – 16.00% p.a.
Loan Amount
₹1,00,000 – ₹50,00,000
Tenure
12 – 84 months
Why choose this loan
- Customised repayment schedules aligned to cash flow
- Overdraft and term-loan options available
- Doorstep relationship manager support
- Quick renewal for existing borrowers
Eligibility
- Business/firm operational for at least 1 year
- Registered MSME, proprietorship, partnership or private entity
- Minimum annual turnover as per branch assessment
- No default history with any financial institution
Documents Required
- Business registration / GST certificate
- PAN of business and proprietor/partners/directors
- Last 2 years' financial statements or ITR
- Last 12 months' bank statements
- Collateral documents (if applicable for secured facilities)
Frequently Asked Questions
*Rates, limits and tenure on this page are for Business Loan only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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