Deposit Products
Savings Account
A simple, member-first savings account with competitive interest, low minimum balance requirements and easy access to your funds.
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Everyday banking built around your needs
Details below apply only to this product. Compare others from the deposit products list if you need a different option.
Interest Rate
4.00% p.a.
Minimum Balance
₹500 (Rural) / ₹1,000 (Urban)
Tenure
No fixed tenure
Why choose this deposit
- Low minimum balance requirement
- Free passbook and periodic statements
- Nomination and joint-holding facility
- Doorstep banking assistance at select branches
Eligibility
- Any individual eligible for Society membership
- Joint accounts and minor accounts (via guardian)
Documents Required
- KYC documents (Aadhaar/PAN/Address proof)
- Passport-size photographs
- Initial deposit amount
Frequently Asked Questions
*Rates, limits and tenure on this page are for Savings Account only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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