Deposit Products
Fixed Deposit
Grow your savings safely with a fixed deposit that offers guaranteed, predictable returns at rates designed to reward our members.
You are viewing: Fixed Deposit
Guaranteed returns, member-first rates
Details below apply only to this product. Compare others from the deposit products list if you need a different option.
Interest Rate
6.00% – 11.00% p.a.
Minimum Deposit
₹5,000
Tenure
6 months – 10 years
Why choose this deposit
- Higher rates for senior citizens and long tenures
- Choice of monthly, quarterly or cumulative interest payout
- Loan/overdraft facility available against FD
- Auto-renewal option at maturity
Eligibility
- Individuals, joint holders, HUFs and Society members
- Minors through a guardian account
- Trusts and eligible institutions
Documents Required
- KYC documents (Aadhaar/PAN/Address proof)
- Passport-size photograph
- Nomination form (recommended)
Frequently Asked Questions
*Rates, limits and tenure on this page are for Fixed Deposit only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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