About Us
Vision & Mission
Guided by Chairperson Mrs. Sonali Pradip Hiwarkar — grow women entrepreneurs, deliver best-in-class member returns, and build one Shraddha family.
Our Vision
To be the most trusted multi-state credit co-operative in every community we serve — where every woman entrepreneur can grow her business, every member earns fair returns on investment, and every household feels part of the Shraddha family.
Our Mission
To empower members with accessible credit, safe savings avenues and dependable service — delivered with transparency, speed and genuine care — under CRCS / MSCS Act governance and the leadership values of Chairperson Mrs. Sonali Pradip Hiwarkar.
How We Deliver On Our Mission
Empower every woman entrepreneur in our area of operation with accessible credit, mentoring support and doorstep service.
Provide fair, transparent loans and deposits with honest returns that strengthen household and family prosperity.
Encourage a culture of savings and financial discipline across rural and semi-urban communities we serve.
Uphold democratic co-operative governance under the Multi-State Co-operative Societies Act, 2002 and CRCS oversight.
Invest in technology for faster service — without losing the personal, branch-level care that defines the Shraddha family.
Expand responsibly so more families can grow businesses together and build lasting trust in every neighbourhood.
Women entrepreneurs first
From working-capital loans to pigmy savings, we design products and branch outreach so women-led micro and small businesses in our service area can start, scale and sustain with dignity.
Fair returns, one family
Members who trust us with deposits deserve competitive, transparent returns — and every interaction should feel like belonging to one Shraddha family, not a faceless queue.
Read Chairperson's message