Deposit Products
Recurring Deposit
Build a healthy savings habit with small, fixed monthly deposits that accumulate into a meaningful lump sum with guaranteed interest.
You are viewing: Recurring Deposit
Disciplined monthly savings that add up
Details below apply only to this product. Compare others from the deposit products list if you need a different option.
Interest Rate
10.00% p.a.
Monthly Instalment
From ₹500 / month
Tenure
12 – 120 months
Why choose this deposit
- Fixed monthly instalment builds savings discipline
- Attractive, guaranteed interest on maturity
- Flexible tenure from 1 to 10 years
- Loan facility available against RD balance
Eligibility
- Individuals, joint holders and Society members
- Minors through a guardian account
Documents Required
- KYC documents (Aadhaar/PAN/Address proof)
- Passport-size photograph
Frequently Asked Questions
*Rates, limits and tenure on this page are for Recurring Deposit only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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