Loan Products
Mortgage Loan
Leverage your residential or commercial property to raise funds for business expansion, education, medical needs or any large expense.
You are viewing: Mortgage Loan
Unlock funds against your property
Details below apply only to this product. Compare others from the loan products list if you need a different option.
Interest Rate
10.50% – 13.50% p.a.
Loan Amount
Up to 60% of property value
Tenure
Up to 15 years
Why choose this loan
- Higher loan amounts against property value
- Funds usable for any legitimate personal or business purpose
- Longer repayment tenure keeps EMIs manageable
- Simple, transparent valuation process
Eligibility
- Clear, marketable title on the mortgaged property
- Age between 21 and 60 years at loan maturity
- Stable and verifiable income source
Documents Required
- Property title deed and tax receipts
- KYC and income proof
- Last 6–12 months' bank statements
Frequently Asked Questions
*Rates, limits and tenure on this page are for Mortgage Loan only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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