Loan Products
Gold Loan
Unlock the value of your gold ornaments with a secured loan at attractive rates, transparent valuation and same-day disbursal.
You are viewing: Gold Loan
Instant liquidity against your gold jewellery
Details below apply only to this product. Compare others from the loan products list if you need a different option.
Interest Rate
9.50% – 18.00% p.a.
Loan Amount
Up to 85% of gold value
Tenure
3 – 24 months
Why choose this loan
- Transparent, in-branch gold valuation
- Disbursal within a few hours
- Secure vault storage of pledged ornaments
- Part-release of ornaments on partial repayment
Eligibility
- Age 18 years and above
- Society membership (can be completed same-day)
- Ownership proof of the gold ornaments being pledged
Documents Required
- KYC documents (Aadhaar/PAN/Voter ID)
- Passport-size photographs
- Gold ornaments to be pledged for valuation
Frequently Asked Questions
*Rates, limits and tenure on this page are for Gold Loan only and are indicative under Society circulars / CRCS-aligned co-operative norms. Confirm final terms at your branch before applying. Shraddha Multistate is a multi-state credit co-operative (MSCS Act, 2002) — not a commercial bank.
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